Delta Dental Insurance – Farmington, MI
Get a Healthy Smile with Delta Dental
Your home oral hygiene habits are essential for keeping your smile healthy, but your toothbrush and floss are only half the care you need. The American Dental Association also recommends everyone sees their dentist at least twice a year for a cleaning and checkup. You can get the treatments you need without worrying about a large bill when choosing a Delta Dental dentist in Farmington. As a leader for comprehensive dental policies, you can get the personalized dental services you deserve without breaking the bank.
Delta Dental Coverage Availability & Fees
Delta Dental has provided affordable coverage for over 60 years. With over 80 million enrollees, they are committed to helping their policyholders receive the care they need to ensure their smiles stay healthy for a lifetime. Although every plan differs, most include:
- 100% preventive care
- 80% minor restorative care
- 50% major restorative care
Delta Dental designs their policies with a focus on prevention because research shows routine cleanings and checkups lower a patient’s overall dental expenses. In fact, you can save as much as $50 on restorative and emergency care for every $1 spent on prevention. Often, you can get the preventive treatments you need for no out-of-pocket expense or only a small co-payment.
Even with a proactive approach, your oral health can be compromised, such as from gum disease or tooth decay. You can quickly restore a healthy smile without fearing a large bill. After reaching your annual deductible, Delta Dental will pay a portion of the cost of common treatments until maximizing your yearly limits.
Maximize Your Dental Coverage
To make the most of your coverage, your insurance company recommends you choose an in-network Delta Dental provider in Farmington, like Dr. Leslie Metzger. She has pre-negotiated rates with the insurance carrier to lower the amount you need to pay. If you’re out-of-network, you can still use your benefits to pay for your treatment, but you’ll need to pay the difference between the office’s fees and Delta Dental’s permitted allowance. Our office accepts both in-network and out-of-network patients to keep your treatments affordable.
At the end of the year, your benefits will expire. If you don’t use all your coverage, you won’t be reimbursed for anything remaining, and it won’t carry over into the new year. On average, less than 3% of Americans meet or exceed their annual benefits. We don’t want to see you throw money down the drain that could have been used to keep your teeth and gums healthy.
We will work on your behalf with Delta Dental to file the necessary claims and paperwork to lower the amount you need to pay. A member of our team will take the time to explain how your benefits are being used and if you owe a remaining balance. If there’s any out-of-pocket expense, we offer several solutions to keep your care affordable.
Schedule an Appointment Today
If it’s time for your next cleaning and checkup, or you have questions about your dental insurance, contact our office today to speak with a member of our team.